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Middle East1 source files

Abu Dhabi Global Market (ADGM)

This dossier contains 34 indexed evidence records connected to Abu Dhabi Global Market (ADGM). Use the filters to inspect status, instrument type, and topic coverage—including deepfakes, synthetic media, AI-generated content, detection, and KYC—without treating a summary as a legal conclusion.

34indexed records
1source files
10indexed topics

Evidence boundary

A registry record is not a legal opinion.

The cards below reproduce the registry's evidence boundary. A partial record stays partial, and an absent field is shown as not recorded. This informational research is not legal advice or a compliance certification. Detection results, labels, watermarks, provenance records, and biometric or KYC controls do not prove authenticity or compliance.

Source files in this dossier

research/uae-adgm.md

Indexed evidence

Regulation records

Showing 34 of 34 records

Repealed or withdrawn, partial

*Data Protection Regulations 2021*.

ADGM regulation.
CitationNot recorded in registry
Covered actorsNot recorded in registry
Neutral effect or obligation summary

Use a lawful basis for processing apply the data-protection principles give notices and support data-subject rights maintain appropriate technical and organisational security use controller-processor contracts maintain records of processing appoint a DPO where required perform a DPIA for processing likely to result in high risk notify qualifying personal-data breaches and transfer data outside ADGM only through an adequacy decision, appropriate safeguard, or permitted derogation.

DatesNot recorded in registry
Verified date
Evidence boundary

Direct evidence section in the cited Markdown dossier; official URLs are reproduced from that section.

Synthetic MediaArtificial IntelligenceIdentity And KycBiometricsFraud And ImpersonationPrivacy And Data Protection
Official sources
Guidance, partial

*ADGM Office of Data Protection Guidance* and associated templates and assessments.

Official guidance, templates and assessment tools; the underlying duties are in the Data Protection Regulations 2021.
CitationNot recorded in registry
Covered actorsNot recorded in registry
Neutral effect or obligation summaryNot recorded in registry
DatesNot recorded in registry
Verified date
Evidence boundary

Direct evidence section in the cited Markdown dossier; official URLs are reproduced from that section.

Privacy And Data ProtectionProvenance And Labeling
Official sources
Voluntary framework, partial

*Guidance on the Data Protection Regulations 2021 (Parts 1–8)*.

Non-binding regulator guidance.
CitationNot recorded in registry
Covered actors
  • Controllers, processors, DPOs, data subjects, and the Commissioner/ODP.
Neutral effect or obligation summaryNot recorded in registry
DatesNot recorded in registry
Verified date
Evidence boundary

Direct evidence section in the cited Markdown dossier; official URLs are reproduced from that section.

Privacy And Data Protection
Guidance, partial

*Lawful Basis For Processing Personal Data And Special Categories Of Personal Data*; *Appropriate Policy Document*; and ODP DPIA guidance.

Official explanatory materials and template.
CitationNot recorded in registry
Covered actors
  • ADGM controllers and processors
  • especially entities processing biometric, genetic, health, criminal-conviction, or other special-category data, and controllers using profiling or automated decisions.
Neutral effect or obligation summary

Biometric data used for identification requires an Article 5 lawful basis and an Article 7(2) special-category condition. Where the condition requires it, maintain an Appropriate Policy Document. Conduct and document a DPIA before high-risk processing, consult the DPO where appointed, and provide meaningful information about automated decision-making and its consequences.

DatesNot recorded in registry
Verified date
Evidence boundary

Direct evidence section in the cited Markdown dossier; official URLs are reproduced from that section.

BiometricsPrivacy And Data Protection
Official sources
Voluntary framework, partial

*Guidance on the Data Protection Regulations 2021 Part 6: International Transfers*; *ADGM Data Protection Adequate Jurisdictions*; *ADGM Standard Contractual Clauses*; and *ADGM Addendum to the EU Standard Contractual Clauses*.

Regulation-backed guidance, adequacy decision/list, contractual safeguards and templates.
CitationNot recorded in registry
Covered actors
  • ADGM exporters, controllers, processors, group companies, vendors and recipients outside ADGM.
Neutral effect or obligation summary

Assess necessity treat a transfer as processing use a designated adequate jurisdiction, appropriate safeguard such as ADGM SCCs, approved EU SCC Addendum, binding corporate rules, or a permitted derogation address onward transfers and contractual/security safeguards.

DatesNot recorded in registry
Verified date
Evidence boundary

Direct evidence section in the cited Markdown dossier; official URLs are reproduced from that section.

Privacy And Data Protection
Enforcement, partial

*Office Of Data Protection Regulatory Actions*.

Official enforcement register and decisions.
CitationNot recorded in registry
Covered actors
  • ADGM controllers/processors subject to the Data Protection Regulations 2021.
Neutral effect or obligation summaryNot recorded in registry
DatesNot recorded in registry
Verified date
Evidence boundary

Direct evidence section in the cited Markdown dossier; official URLs are reproduced from that section.

Privacy And Data Protection
Official sources
Voluntary framework, partial

*Electronic Transactions Regulations 2021*.

ADGM regulation.
CitationNot recorded in registry
Covered actors
  • Parties using electronic records or signatures, businesses, financial-services firms, courts and persons relying on electronic evidence.
Neutral effect or obligation summaryNot recorded in registry
DatesNot recorded in registry
Verified date
Evidence boundary

Direct evidence section in the cited Markdown dossier; official URLs are reproduced from that section.

Synthetic MediaIdentity And KycFraud And ImpersonationFinancial Services
Official sources
Guidance, partial

Registration Authority commercial and beneficial-ownership amendments in 2026

Binding ADGM commercial legislation and licensing rules, not guidance.
CitationNot recorded in registry
Covered actors
  • ADGM legal persons, registered branches of foreign legal persons, shareholders, directors, nominees, trustees and specified licensed DNFBPs
  • the Registrar and public register are relevant actors.
Neutral effect or obligation summaryNot recorded in registry
DatesNot recorded in registry
Verified date
Evidence boundary

Direct evidence section in the cited Markdown dossier; official URLs are reproduced from that section.

Financial Services
Guidance, partial

*Money Laundering and Terrorist Financing Risk Assessment of ADGM Legal Persons and Arrangements (LPA) — 2026 Update*.

Official risk assessment and supervisory policy material; not legislation, a rulebook or a licence condition by itself.
CitationNot recorded in registry
Covered actors
  • ADGM legal persons and arrangements, registry and supervisory functions, financial institutions, DNFBPs, VASPs and other stakeholders assessing ADGM structures.
Neutral effect or obligation summaryNot recorded in registry
DatesNot recorded in registry
Verified date
Evidence boundary

Direct evidence section in the cited Markdown dossier; official URLs are reproduced from that section.

Synthetic MediaIdentity And KycFinancial Services
Official sources
Voluntary framework, partial

*ADGM RA Monitoring and Enforcement* and the *Enforcement and Disqualification Manual*.

Official enforcement framework and regulatory-action materials.
CitationNot recorded in registry
Covered actors
  • ADGM legal entities, commercial-license holders, licensed DNFBPs, auditors, insolvency practitioners and persons subject to ADGM commercial legislation. Under an agreement with FSRA, the RA monitors AML compliance by ADGM-licensed DNFBPs such as company service providers.
Neutral effect or obligation summaryNot recorded in registry
DatesNot recorded in registry
Verified date
Evidence boundary

Direct evidence section in the cited Markdown dossier; official URLs are reproduced from that section.

Financial Services
Proposed, partial

*Anti-Money Laundering and Sanctions Rules and Guidance (AML)* / *Anti-Money Laundering and Sanctions Rulebook (AML)*.

FSRA rulebook and guidance.
CitationNot recorded in registry
Covered actors
  • “Relevant Persons,” including FSRA Authorised Persons, Recognised Bodies, DNFBPs and other persons to the extent specified by the Rulebook
  • the applicable chapters depend on the person and activity.
Neutral effect or obligation summary

Risk-based AML/TFS/CPF systems and controls customer risk assessment identification and verification of customers and beneficial owners CDD and enhanced due diligence ongoing monitoring sanctions screening and freezing suspicious transaction/activity reporting record keeping governance, training, independent testing and cooperation with the FSRA/UAE FIU. The Rulebook expressly operates alongside UAE federal AML legislation.

DatesNot recorded in registry
Verified date
Evidence boundary

Direct evidence section in the cited Markdown dossier; official URLs are reproduced from that section.

Synthetic MediaIdentity And KycBiometricsFinancial Services
Proposed, partial

FSRA eKYC implementation and digital identity guidance

Binding rulebook amendments plus consultation and supervisory guidance.
CitationNot recorded in registry
Covered actors
  • Entities conducting CDD in ADGM, including FSRA-regulated firms and relevant DNFBPs/NPOs
  • VA guidance primarily addresses applicants/Authorised Persons conducting VA Regulated Activities.
Neutral effect or obligation summaryNot recorded in registry
DatesNot recorded in registry
Verified date
Evidence boundary

Direct evidence section in the cited Markdown dossier; official URLs are reproduced from that section.

Identity And KycFinancial Services
Active, partial

*Cyber Risk Management Rules* (implemented through amendments to FSRA rulebooks).

Binding FSRA rulebook amendments.
CitationNot recorded in registry
Covered actors
  • FSRA Authorised Persons and Recognised Bodies
  • specific rule coverage can vary by rulebook and activity.
Neutral effect or obligation summary

Integrate cyber-risk management into existing risk frameworks maintain proportionate governance, risk identification, protection, detection, response and recovery controls manage IT service-provider arrangements notify material cyber incidents.

DatesNot recorded in registry
Verified date
Evidence boundary

Direct evidence section in the cited Markdown dossier; official URLs are reproduced from that section.

Not recorded in registry
Voluntary framework, partial

*Information Technology Risk Management Guidance*.

Non-binding supervisory guidance supporting GEN risk-management duties.
CitationNot recorded in registry
Covered actors
  • FSRA Authorised Persons, Recognised Bodies and applicants for a Financial Services Permission.
Neutral effect or obligation summaryNot recorded in registry
DatesNot recorded in registry
Verified date
Evidence boundary

Direct evidence section in the cited Markdown dossier; official URLs are reproduced from that section.

Synthetic MediaArtificial IntelligenceIdentity And KycFinancial Services
Official sources
Voluntary framework, partial

*Cybercrime Prevention* and *Governance Principles and Practices to Mitigate Cyber Threats and Crime*.

Supervisory guidance and principles.
CitationNot recorded in registry
Covered actors
  • FSRA Relevant Persons / firms, including Authorised Persons and Recognised Bodies.
Neutral effect or obligation summaryNot recorded in registry
DatesNot recorded in registry
Verified date
Evidence boundary

Direct evidence section in the cited Markdown dossier; official URLs are reproduced from that section.

Fraud And ImpersonationCybersecurityFinancial ServicesProvenance And Labeling
Official sources
Source-only evidence, partial

*Cyber Threats Relevant to Virtual Asset Service Providers* (FSRA/FCCP/76/2026).

Supervisory cyber-threat notice.
CitationNot recorded in registry
Covered actors
  • Notice addressed to Senior Executive Officers and Principal Representatives of FSRA Authorised Persons and Recognised Bodies
  • particular relevance to VASPs.
Neutral effect or obligation summaryNot recorded in registry
DatesNot recorded in registry
Verified date
Evidence boundary

Direct evidence section in the cited Markdown dossier; official URLs are reproduced from that section.

Synthetic MediaArtificial IntelligenceIdentity And KycFraud And ImpersonationCybersecurityFinancial Services
Official sources
Guidance, partial

FSRA outsourcing, eKYC assurance and third-party cyber risk

Binding FSRA Rules, with separate rulebook guidance for interpretation and supervisory expectations.
CitationNot recorded in registry
Covered actors
  • Authorised Persons
  • Relevant Persons using outsourced CDD/eKYC
  • and third-party ICT or eKYC providers to the extent covered by the arrangement.
Neutral effect or obligation summary

An Authorised Person remains responsible for compliance when a function related to a Regulated Activity is outsourced, and the outsourced function is treated as carried out by the Authorised Person. The firm must perform due diligence, supervise the provider and address provider failures. Material outsourcing requires regulator notification, written contract, contingency planning, an outsourcing-risk programme and contract terms preserving information, premises access and cooperation with the FSRA. GEN 3.5.2 additionally requires third-party cyber due diligence, suitable contracts, provider incident notification/cooperation, continuing security verification and effective supervision. For eKYC, use of a service provider’s eKYC System is outsourcing the Relevant Person should assess reliability, independence, compliance and replaceability, and must perform periodic assurance assessments under AML 9.3.4.

DatesNot recorded in registry
Verified date
Evidence boundary

Direct evidence section in the cited Markdown dossier; official URLs are reproduced from that section.

Identity And KycFraud And ImpersonationFinancial Services
Voluntary framework, partial

*Guidelines for Financial Institutions adopting Enabling Technologies*.

Joint non-binding guidelines.
CitationNot recorded in registry
Covered actors
  • Institutions licensed and supervised by one of the four Supervisory Authorities that use or intend to use APIs, cloud computing, biometrics, big-data analytics, AI or DLT.
Neutral effect or obligation summaryNot recorded in registry
DatesNot recorded in registry
Verified date
Evidence boundary

Direct evidence section in the cited Markdown dossier; official URLs are reproduced from that section.

Artificial IntelligenceIdentity And KycBiometricsPrivacy And Data ProtectionFinancial Services
Official sources
Guidance, partial

*Supplementary Guidance – Digital Investment Management* (accessible version VER02.061125).

Activity-specific FSRA guidance issued under FSMR section 15(2).
CitationNot recorded in registry
Covered actors
  • Applicants and Authorised Persons conducting digital investment management / robo-advisory.
Neutral effect or obligation summaryNot recorded in registry
DatesNot recorded in registry
Verified date
Evidence boundary

Direct evidence section in the cited Markdown dossier; official URLs are reproduced from that section.

Artificial IntelligenceProvenance And Labeling
Official sources
Voluntary framework, partial

FSRA financial-services perimeter and status verification

Binding FSMR and FSRA Rules, supported by authorisation guidance and the public register.
CitationNot recorded in registry
Covered actors
  • Persons carrying on a Regulated Activity in or from ADGM by way of business, Authorised Persons, Recognised Bodies, Approved Persons and other categories defined by FSMR and the Rulebooks.
Neutral effect or obligation summaryNot recorded in registry
DatesNot recorded in registry
Verified date
Evidence boundary

Direct evidence section in the cited Markdown dossier; official URLs are reproduced from that section.

Synthetic MediaArtificial IntelligenceIdentity And KycFraud And ImpersonationPlatform Safety And ContentFinancial ServicesProvenance And Labeling
Voluntary framework, partial

FSRA enforcement powers and financial-crime actions

Official enforcement framework and action register.
CitationNot recorded in registry
Covered actors
  • Persons and entities regulated by FSRA-administered Regulations and Rules.
Neutral effect or obligation summary

Cooperate with FSRA complaints, investigations, supervision and remediation comply with FSMR and relevant rulebooks, including AML, cyber, conduct and prudential requirements.

DatesNot recorded in registry
Verified date
Evidence boundary

Direct evidence section in the cited Markdown dossier; official URLs are reproduced from that section.

Synthetic MediaBiometricsFinancial Services
Official sources
Active law, partial

*Federal Decree by Law No. (45) of 2021 Concerning the Protection of Personal Data*.

Federal decree-law.
CitationNot recorded in registry
Covered actorsNot recorded in registry
Neutral effect or obligation summary

Lawful and fair processing purpose and data-minimisation controls data-subject rights security breach and governance duties DPO appointment in specified cases restrictions and conditions for cross-border transfers rules for sensitive and biometric data.

DatesNot recorded in registry
Verified date
Evidence boundary

Direct evidence section in the cited Markdown dossier; official URLs are reproduced from that section.

Artificial IntelligenceIdentity And KycBiometricsPrivacy And Data Protection
Official sources
Active law, partial

*Federal Decree-Law No. (34) of 2021 On Countering Rumors and Cybercrimes*.

Federal decree-law.
CitationNot recorded in registry
Covered actors
  • Persons using information networks or information-technology means in the UAE
  • content, privacy, identity, fraud, cybercrime and public-order offences are relevant.
Neutral effect or obligation summaryNot recorded in registry
DatesNot recorded in registry
Verified date
Evidence boundary

Direct evidence section in the cited Markdown dossier; official URLs are reproduced from that section.

Synthetic MediaArtificial IntelligenceIdentity And KycFraud And ImpersonationPrivacy And Data ProtectionCybersecurity
Official sources
Active, partial

*Federal Decree by Law No. (46) of 2021 on Electronic Transactions and Trust Services*.

Federal decree-law, supplemented by executive regulations and penalties resolution.
CitationNot recorded in registry
Covered actors
  • Electronic records, signatures, trust-service providers, accredited trust services and parties relying on electronic transactions in the federal sphere.
Neutral effect or obligation summaryNot recorded in registry
DatesNot recorded in registry
Verified date
Evidence boundary

Direct evidence section in the cited Markdown dossier; official URLs are reproduced from that section.

Identity And Kyc
Official sources
Voluntary framework, partial

Federal Decree by Law No. (10) of 2025 and Cabinet Resolution No. (134) of 2025: AML/CFT/CPF

Federal decree-law and executive regulation.
CitationNot recorded in registry
Covered actors
  • Financial institutions, DNFBPs, virtual asset service providers, non-profit organisations and supervisory authorities.
Neutral effect or obligation summary

Risk assessment identify and verify customers and beneficial owners from reliable and independent sources ongoing monitoring suspicious-activity reporting sanctions and proliferation-financing controls record keeping and risk assessment for new products, service-delivery mechanisms and new/developing technologies.

DatesNot recorded in registry
Verified date
Evidence boundary

Direct evidence section in the cited Markdown dossier; official URLs are reproduced from that section.

Financial ServicesProvenance And Labeling
Official sources
Active, partial

Federal KYC Digital Platform regime

Federal decree-law, executive regulation and sanctions resolution.
CitationNot recorded in registry
Covered actors
  • Every person within the statutory scope who collects, retains, analyses, classifies, uses, exchanges, protects or manages KYC data, or issues a KYC report
  • the platform company, data providers, users, customers and CBUAE are central actors.
Neutral effect or obligation summary

Establish/manage the KYC platform supply and protect KYC data use it only for authorised purposes obtain client approval before requesting a KYC report maintain confidentiality and security follow CBUAE controls provide complaint/correction mechanisms and comply with personal-data law.

DatesNot recorded in registry
Verified date
Evidence boundary

Direct evidence section in the cited Markdown dossier; official URLs are reproduced from that section.

Identity And KycPlatform Safety And ContentFinancial Services
Official sources
Active, partial

*Federal Decree by Law No. (6) of 2025 Regarding the Central Bank, Regulation of Financial Institutions and Activities, and Insurance Business*.

Federal decree-law.
CitationNot recorded in registry
Covered actorsNot recorded in registry
Neutral effect or obligation summaryNot recorded in registry
DatesNot recorded in registry
Verified date
Evidence boundary

Direct evidence section in the cited Markdown dossier; official URLs are reproduced from that section.

Financial Services
Official sources
Guidance, partial

*Guidance for Licensed Financial Institutions on Digital Identification for Customer Due Diligence*.

CBUAE guidance.
CitationNot recorded in registry
Covered actors
  • CBUAE-licensed financial institutions (LFIs).
Neutral effect or obligation summaryNot recorded in registry
DatesNot recorded in registry
Verified date
Evidence boundary

Direct evidence section in the cited Markdown dossier; official URLs are reproduced from that section.

Synthetic MediaIdentity And KycFinancial ServicesProvenance And Labeling
Official sources
Guidance, partial

*Emerging Money Laundering, Terrorist Financing and Proliferation Financing Risks and Trends in the Financial Sector* (official joint/supervisory paper).

Official risk paper / supervisory material.
CitationNot recorded in registry
Covered actors
  • LFIs, insurance and other covered financial-sector institutions, including entities using remote onboarding and biometrics.
Neutral effect or obligation summaryNot recorded in registry
DatesNot recorded in registry
Verified date
Evidence boundary

Direct evidence section in the cited Markdown dossier; official URLs are reproduced from that section.

Synthetic MediaArtificial IntelligenceIdentity And KycBiometricsFinancial Services
Official sources
Guidance, partial

*UAE Strategy for Artificial Intelligence* / *National Strategy for Artificial Intelligence 2031*.

National strategy and policy.
CitationNot recorded in registry
Covered actors
  • Government and national AI ecosystem
  • public and private stakeholders are encouraged to contribute.
Neutral effect or obligation summaryNot recorded in registry
DatesNot recorded in registry
Verified date
Evidence boundary

Direct evidence section in the cited Markdown dossier; official URLs are reproduced from that section.

Synthetic MediaArtificial IntelligenceFinancial ServicesProvenance And Labeling
Official sources
Source-only evidence, partial

*Data Protection Law DIFC Law No. 5 of 2020*.

DIFC law.
CitationNot recorded in registry
Covered actorsNot recorded in registry
Neutral effect or obligation summaryNot recorded in registry
DatesNot recorded in registry
Verified date
Evidence boundary

Direct evidence section in the cited Markdown dossier; official URLs are reproduced from that section.

BiometricsPrivacy And Data ProtectionFinancial ServicesProvenance And Labeling
Official sources
Active, partial

DFSA AML Module and 2026 amendments

DFSA rulebook and amendments.
CitationNot recorded in registry
Covered actors
  • DFSA Relevant Persons and their officers, employees and agents in DIFC.
Neutral effect or obligation summary

Risk-based AML/CTF/CPF and sanctions controls, CDD, digital onboarding, outsourcing, governance, reporting and annual AML returns read with federal AML law.

DatesNot recorded in registry
Verified date
Evidence boundary

Direct evidence section in the cited Markdown dossier; official URLs are reproduced from that section.

Financial Services
Official sources
Guidance, partial

DFSA cyber-risk supervision

DIFC/DFSA binding rules and supervisory guidance.
CitationNot recorded in registry
Covered actors
  • DIFC Authorised Firms and relevant regulated entities.
Neutral effect or obligation summary

Maintain a proportionate framework to identify, mitigate, detect, respond to and recover from cyber incidents board/senior-management awareness third-party and dependency assessment reporting and supervisory cooperation.

DatesNot recorded in registry
Verified date
Evidence boundary

Direct evidence section in the cited Markdown dossier; official URLs are reproduced from that section.

Not recorded in registry
Official sources
Voluntary framework, partial

Joint enabling-technology guidelines and DFSA AI materials

Joint guidance, supervisory communication, survey/report.
CitationNot recorded in registry
Covered actors
  • DIFC/DFSA firms for DFSA material
  • all institutions supervised by the four authorities for the joint guidelines.
Neutral effect or obligation summaryNot recorded in registry
DatesNot recorded in registry
Verified date
Evidence boundary

Direct evidence section in the cited Markdown dossier; official URLs are reproduced from that section.

Synthetic MediaArtificial IntelligenceIdentity And KycBiometricsFraud And ImpersonationPrivacy And Data ProtectionCybersecurityPlatform Safety And ContentFinancial ServicesProvenance And Labeling
Official sources